Boat and Motorcycle Insurance
Boat and Motorcycle Insurance
There is one major coverage to remember when insuring a boat and motorcycle
You buy a boat or motorcycle, or already own one. It is natural to want to know what the replacement coverage of your toy will be, what the deductible is and how much a policy costs. Certainly premiums for boats and motorcycles vary alot from company to company.
But the one item to always remember is MEDICAL COVERAGE.
If you were ever involved in a motorcycle accident, there is a great likelyhood to by injuries. Owning and operating a boat also carries lots of potential risk, particularly if you ski behind it as well.
Medical coverage helps protect you, the owner, from being personally liable for injuries that occur while on your boat or bike.
This also applies to guests with you.
While medical coverage is great to have, it will only go so far. If you have a passenger on your motorcycle and there is an accident, there could be very serious injuries. Medical coverage only goes so far, but it will help defray some of the costs.
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By Gary Brown Published: 6/5/2007 |